Swiss Payment Monitor 2/2024
Media release of August 22, 2024
Mobile payment in 1st place for the first time
Mobile payments have taken the top spot among all payment methods in Switzerland for the first time, measured by turnover and the number of all transactions, according to the latest Swiss Payment Monitor from the ZHAW and the University of St.Gallen.
Media release Swiss Payment Monitor 2/2024 of August 22, 2024
Swiss Payment Monitor 2024 - How does Switzerland pay?, Issue 2/2024 - May 2024 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2024): Swiss Payment Monitor 2024 - How does Switzerland pay?, Issue 2/2024 - Survey Mai 2024, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 1/2024
Media release of February 22, 2024
Significantly Fewer Cash Payments Nowadays
For the first time since the COVID-19 pandemic, the Swiss population has been using cash much less frequently. Mobile payments, however, are growing steadily and used almost as frequently as cash. The Swiss Payment Monitor conducted by the ZHAW and the University of St. Gallen also reveals that debit cards continue to extend their lead as the most popular means of payment.
Media release Swiss Payment Monitor 1/2024 of February 22, 2024
Swiss Payment Monitor 2024 - How does Switzerland pay?, Issue 1/2024 - November 2023 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2024): Swiss Payment Monitor 2024 - How does Switzerland pay?, Issue 1/2024 - Survey November 2023, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 2/2023
Media release of August 23, 2023
Mobile Payments Experience Significant Growth Surge
The Swiss population is increasingly using mobile payment methods. Currently, only debit cards and cash are used more frequently for payments. Twint is used in every tenth transaction. This is revealed by the latest Swiss Payment Monitor from ZHAW and the University of St.Gallen.
Media release Swiss Payment Monitor 2/2023 of August 23, 2023
Swiss Payment Monitor 2023 - How does Switzerland pay?, Issue 2/2023 - May 2023 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2023): Swiss Payment Monitor 2023 - How does Switzerland pay?, Issue 2/2023 - Survey May 2023, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 1/2023
Media release of February 16, 2023
Cash is once again the most commonly used means of payment
The downward trend in cash use has stopped. Around every third payment in Switzerland is made in cash. However, most of the money is spent with credit cards. This is shown by the current Swiss Payment Monitor from the ZHAW and the University of St. Gallen.
Media release Swiss Payment Monitor 1/2023 of February 16, 2023
Swiss Payment Monitor 2023 - How does Switzerland pay?, Issue 1/2023 - November 2022 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2023): Swiss Payment Monitor 2023 - How does Switzerland pay?, Issue 1/2023 - Survey November 2022, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 2/2022
Research note dated August 24, 2022
Half of the Swiss population open to "buy now, pay later" offers
Around half of the Swiss population is in principle open to hire purchase options. In a hypothetical purchase situation, however, "buy now, pay later" offers were rarely selected when there were different payment options. This is shown by the current Swiss Payment Monitor from the ZHAW and the University of St. Gallen.
Research note Swiss Payment Monitor 2/2022 of August 24, 2022
Swiss Payment Monitor 2022 - How does Switzerland pay?, Edition 2/2022 - May 2022 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2022): Swiss Payment Monitor 2022 - How does Switzerland pay?, Issue 2/2022 - Survey May 2022, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 1/2022
Media release of February 24, 2022
Every second online payment is made on a mobile device
Around half of online payments are now made using smartphones, tablets and the like. In addition, around 30 percent of the Swiss population now use neobanks. This is shown by the current Swiss Payment Monitor from the ZHAW and the University of St. Gallen.
Media release Swiss Payment Monitor 1/2022 of February 24, 2022
Swiss Payment Monitor 2022 - How does Switzerland pay?, Edition 1/2022 - November 2021 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2022): Swiss Payment Monitor 2022 - How does Switzerland pay?, Issue 1/2022 - Survey November 2021, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 2/2021
Research note dated August 18, 2021
For the first time, cash is no longer the most commonly used means of payment
For the first time, cash is no longer the most commonly used means of payment in Switzerland. It was knocked out of first place by the debit card. This is shown by the current Swiss Payment Monitor from the ZHAW and the University of St. Gallen.
Research note Swiss Payment Monitor 2/2021 of August 18, 2021
Swiss Payment Monitor 2021 - How does Switzerland pay?, Edition 2/2021 - May 2021 survey
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2021): Swiss Payment Monitor 2021 - How does Switzerland pay?, Edition 2/2021 - Survey May 2021, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 1/2021
Media release of May 6, 2021
Credit card now the means of payment with the highest turnover
Since the beginning of the pandemic, the credit card has gained massively in importance compared to the other means of payment. In addition, contactless payment is becoming the new standard, which is also supported by the strong growth in mobile phone payments. This is shown by the current Swiss Payment Monitor from the ZHAW and the University of St. Gallen.
Media release Swiss Payment Monitor 1/2021 of May 6, 2021
Swiss Payment Monitor 2021 - How does Switzerland pay?, Edition 1/2021 - Survey November 2020
Suggested citation: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2021): Swiss Payment Monitor 2021 - How does Switzerland pay?, Edition 1/2021 - Survey November 2020, Zurich University of Applied Sciences Sciences/University of St. Gallen.
Swiss Payment Monitor 2020
Media Release EN / FR / EN
Booklet EN / FR / EN
Suggested citation: Gehring, B., Graf, S. and Trütsch, T. (2020): Swiss Payment Monitor 2020, Zurich University of Applied Sciences/University of St. Gallen.
Swiss Payment Monitor 2019
Media Release EN / FR / EN
Booklet EN / FR / EN
Suggested citation: Gehring, B., Graf, S. and Trütsch, T. (2019): Swiss Payment Monitor 2019, Zurich University of Applied Sciences/University of St. Gallen.
Swiss Payment Monitor 2018
Media Release EN / FR / EN
booklet EN / FR / EN
Suggested citation: Gehring, B., Graf, S. and Trütsch, T. (2018): Swiss Payment Monitor 2018, Zurich University of Applied Sciences/University of St. Gallen.